Privacy Policy
Tabit Insurance SCC
Last updated: April 6, 2026
1. Introduction
This Privacy Policy explains how Tabit Insurance SCC (“Tabit”, “we”, “us”, or “our”) collects, uses, discloses, and protects information when you visit and use our website at tabitinsurance.com (the “Website”). By using the Website, you agree to the collection and use of information in accordance with this Privacy Policy.
This Policy applies to information collected through the Website and to communications that originate from the Website, including submissions through our Contact Us form. It does not describe how third parties process information in their own right under their separate privacy notices.
2. Definitions
For purposes of this Privacy Policy:
Company means Tabit Insurance SCC, 1st Floor, Limegrove Centre, Holetown, St. James, Barbados.
Website or Service means tabitinsurance.com and any content available at that domain.
Personal Data means information that identifies, relates to, or could reasonably be linked to an identified or identifiable individual.
Usage Data means information collected automatically when you use the Website, such as IP address, browser type, and pages visited.
Cookies means small files stored on your device by your browser at a website’s request, used to help operate the Website, remember preferences, and analyze traffic.
Service Provider means any third-party company or individual that processes information on our behalf in order to support, host, secure, or analyze the Website and related communications.
You means the individual or entity accessing or using the Website.
3. Information We Collect
3.1 Information you provide directly
When you use the Contact Us form on the Website, we collect the information you choose to submit, currently limited to:
Full Name
Subject of interest
How may we assist you
The free-text field may include any additional information you decide to share. Please do not include sensitive personal information (such as full government ID numbers, detailed health information, passwords, or confidential payment details) in this free-text field unless it is strictly necessary for your request.
You may also contact us through other channels listed on the Website (for example, direct email). In those cases, we will receive the information contained in your message and any associated metadata, such as your email address and the date and time of your communication.
We may collect and use information before, during, and after a business relationship, including initial inquiries that never progress, ongoing discussions, and subsequent communications after a specific interaction has ended.
3.2 Information collected automatically
When you access or use the Website, we may automatically collect certain Usage Data, including:
IP address and approximate geographic location derived from it
Browser type and version, device type, operating system
The pages you visit, the time and date of your visit, time spent on pages, and click paths
Referring URLs (the site you came from), and other diagnostic information
We may also collect information using cookies, web beacons, scripts, tags, and similar technologies, as described below.
At this time, the public Website does not offer online account registration, login, or policy application flows that require you to submit bank account details, payment card numbers, or cryptocurrency wallet credentials directly through the Website.
4. Cookies and Tracking Technologies
The Website uses cookies and similar technologies to support core functionality, security, and analytics.
The technologies we may use include:
Browser Cookies – small text files stored on your device. You can configure your browser to decline cookies or alert you when a cookie is set.
Session Cookies – cookies that expire when you close your browser.
Persistent Cookies – cookies that remain on your device until they expire or are deleted.
Web Beacons / Pixels – small electronic images or snippets embedded in pages or emails to help count visits, track whether an email has been opened, and compile statistics.
We may use these cookies and tools for:
Necessary / Essential purposes – to enable the Website to function and to maintain security. Without these, some services you request cannot be provided.
Cookie preference purposes – to record your cookie choices, where applicable.
Functionality purposes – to remember certain preferences (for example, your region) and improve your browsing experience.
Analytics purposes – to understand how visitors use the Website, measure performance, and inform improvements.
Most browsers provide options to control or delete cookies. If you disable certain cookies, some features of the Website may not work as intended.
5. How We Use Your Information
We may use Personal Data and Usage Data collected through the Website for the following purposes:
Responding to inquiries – to read, process, and respond to messages sent via the Contact Us form or other Website-related communications.
Business development and relationship management – to evaluate and manage potential insurance, partnership, investor, or other commercial opportunities that you initiate through the Website.
Operating and improving the Website – to operate, maintain, troubleshoot, and improve the Website, including monitoring usage and performance.
Analytics and insight – to understand how visitors use the Website and to improve content, layout, and user experience.
Communications – where permitted by law or where you request it, to send you information about Tabit’s products, services, events, or updates that may be relevant to you.
Recordkeeping – to maintain records of communications and interactions for internal governance, compliance, and business administration.
Legal, regulatory, and risk management – to comply with applicable laws, regulations, and regulatory guidance, to enforce our rights, to manage risk, and to respond to legal processes and requests.
Security and fraud prevention – to help protect the Website, our systems, and our users from spam, abuse, fraud, and other harmful activity.
We do not rely solely on the Website contact form data to make automated decisions about insurance eligibility, underwriting, or pricing. Such decisions, where relevant, are made through separate processes that may involve additional information and human review.
6. Legal Bases (where applicable)
Where data protection laws (such as the EU/UK General Data Protection Regulation) apply, our processing may be based on one or more of the following legal bases:
Performance of a contract or taking steps at your request before entering into a contract.
Compliance with legal obligations (for example, recordkeeping, regulatory, tax, or anti-money-laundering requirements).
Our legitimate interests (for example, operating the Website, responding to business inquiries, improving services, preventing abuse and fraud), balanced against your rights and interests.
Your consent, where required (for example, certain marketing activities or specific optional uses).
Where processing is based on consent, you may withdraw that consent at any time, without affecting the lawfulness of processing before withdrawal.
7. Sharing and Disclosure of Information
We do not sell your Personal Data.
We may share your information in the following circumstances:
Service Providers – with third-party providers who host, maintain, secure, or help analyze the Website and related communications, solely for them to perform services on our behalf.
Professional advisors – with lawyers, auditors, consultants, and other professional advisors, where reasonably necessary for legal, compliance, or business purposes.
Affiliates and related entities – with related companies or entities as needed for internal administration, strategic evaluation, or coordination of services, subject to this Privacy Policy or protections that are substantially similar.
Business partners – with specific partners where you have requested an introduction, a joint product discussion, or another interaction involving those partners.
Legal and regulatory recipients – with regulators, courts, law enforcement, or other governmental authorities where required or permitted by law, regulation, legal process, or enforceable request.
Business transactions – in connection with a merger, acquisition, restructuring, financing, or sale of all or part of our business or assets. In such cases, your information may be transferred as part of the transaction, and we will take appropriate steps to ensure it remains protected.
With your consent – for any other purpose you explicitly authorize.
When we share information, we aim to share only the personal information we reasonably consider necessary for the relevant purpose, and we seek to ensure recipients protect that information appropriately.
8. Retention of Information
We retain Personal Data only for as long as reasonably necessary for the purposes described in this Privacy Policy, including to:
Respond to inquiries and manage potential or existing business relationships.
Maintain accurate business and financial records.
Improve and secure the Website.
Comply with legal, regulatory, tax, and accounting obligations.
Resolve disputes and enforce our rights.
You should not assume that all information will be deleted if an inquiry, proposal, or potential relationship does not proceed. We may retain certain records even when no further engagement occurs, for compliance, risk management, and recordkeeping purposes.
Usage Data is generally retained for a shorter period, except where it is used to strengthen security, improve functionality and analytics, or where longer retention is required by law.
9. International Data Transfers
Your information may be processed and stored in countries other than the country where you are located, including in the Caribbean, the United States, and other jurisdictions where we or our Service Providers operate. Data protection laws in those jurisdictions may differ from the laws in your jurisdiction.
Where required, we take appropriate steps to ensure that any international transfers of Personal Data provide an adequate level of protection in accordance with applicable law (for example, by using contractual protections where appropriate).
10. Your Rights and Choices
Depending on your location and applicable law, you may have some or all of the following rights:
Access – to request confirmation of whether we process your Personal Data and, where applicable, to receive a copy.
Correction – to request that we correct inaccurate or incomplete Personal Data.
Deletion – to request deletion of your Personal Data, subject to legal and regulatory retention obligations and other lawful bases for retention.
Restriction – to request that we restrict certain processing in specific circumstances.
Objection – to object to certain processing based on our legitimate interests, and to object at any time to processing for direct marketing.
Data portability – where applicable, to receive your Personal Data in a structured, commonly used, machine-readable format and to transmit it to another controller.
You can also request deletion of your Personal Data that we hold in connection with the Website by contacting us using the details below. We may retain certain information where we have legal obligations or other lawful bases to do so.
If you no longer wish to receive marketing or informational communications from us, you can follow any unsubscribe instructions included in those communications or contact us directly.
11. Security
We use commercially reasonable administrative, technical, and organizational measures designed to protect Personal Data from unauthorized access, disclosure, alteration, and destruction.
However, no method of transmission over the internet or method of electronic storage is completely secure. While we strive to protect your Personal Data, we cannot guarantee its absolute security.
12. Children’s Privacy
The Website and the services described on it are not directed to individuals under the age of 18. We do not knowingly collect Personal Data from individuals under 18 through the Website. If you believe that a minor has provided Personal Data via the Website, please contact us so that we can take appropriate steps to remove that information.
13. Third-Party Websites
The Website may contain links to websites or services not operated by Tabit Insurance SCC. We are not responsible for the content, privacy practices, or security of those third-party sites or services. We encourage you to review the privacy policies of any third-party websites you visit.
14. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. When we do, we will post the updated version on this page and revise the “Last updated” date at the top. Where appropriate, we may also provide additional notice (for example, via a prominent notice on the Website or by email).
Your continued use of the Website after the updated Privacy Policy becomes effective will indicate that you have read and understood the changes, to the extent permitted by law.
15. Contact Us
If you have any questions about this Privacy Policy, or if you wish to exercise your rights or make a complaint, please contact:
Tabit Insurance SCC
1st Floor, Limegrove Centre
Holetown, St. James
Barbados
Website: https://www.tabitinsurance.com
Email: info@tabitinsurance.com